Payment Options main image Payment Options image

C-Kayak offers various payment options.


You can use cash, credit or debit cards and if available Zip or AfterPay via your mobile device. We do not accept cheques.

EFT is also available however goods purchased cannot be collected from the store until the funds have been cleared, this process can take up to 24 hours from processing by you. C-Kayak will confirm cleared funds enabling pick-up or delivery of items.

Online Transactions:

Buy now, pay later

Shop today, enjoy your purchase & pay later to suit your lifestyle!

  • Afterpay

Pay for your purchases over four simple instalments

Pay for your purchase over four equal instalments, due every two weeks. Afterpay makes it simple to pay when it suits you best.

Pay nothing extra when you pay on time

If you make repayments on time, you’ll only ever pay the price of the item you’ve purchased. The only fees Afterpay charges are late fees for missed payments.

No new card applications, instant approval online

Forget about long, complicated application forms. Afterpay’s proprietary platform makes it quick and easy to get approved instantly and keep shopping.

  • ZipPay

Digital shopping account

Create your account now and start shopping with the flexibility of a digital wallet.

Zip Pay is a line of credit up to $1,000 with no interest. The minimum monthly repayments are as little as $40 and a $6 monthly account-keeping fee is applied if there’s money owing at the end of the month.* Subject to change by ZipPay.

  • Zip Money

Zip Money is a line of credit for amounts over $1,000. There is interest with Zip Money purchases, but we guarantee customers a minimum of 3 months interest-free on any order and much greater periods with select merchants. The interest-free period is determined by where you shop and how much you spend. It will be confirmed when you approve your purchase.

There is an establishment fee based on your Zip Money credit limit, which we confirm at the start of the application and in the contract if you are approved. There is also an approximately $6 monthly account-keeping fee when there is an outstanding balance at the end of each month. This is not a C-Kayak charge.

Merchant Fees

C-Kayak pass on the merchant fees charged by the financial institution (bank, card provider, Paypal), unfortunately this is not an additional cost we can absorb into our products.

For online orders, if for any reason your order is changed please note merchant fees are not refundable.